Prize-linked savings that could win you cash prizes up to $5,000
Key Features
- Deposit $25, Earn a drawing entry
- Monthly, quarterly, & annual cash drawings
- Unlimited access to your funds
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Saver's Sweepstakes® is a prize-linked savings account offered by FCCU. With this account, you receive drawing entries for each time you increase your savings balance by $25 (up to 6 entries per month).1
Prize drawings occur monthly, quarterly and annually— so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000
Improve your money habits in a whole new way that actually makes saving fun! You’ll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings— and unlike playing the lottery, you don't lose anything with Saver’s Sweepstakes! All of the money you deposit into the account, plus interest, is yours!
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Core Benefits
Deposit $25, Earn a drawing entry
Receive entries each time you increase your savings by $25 (up to 6 entries per month).1
Cash prizes up to $5,000
Prize drawings occur monthly, quarterly, and annually! See drawing schedule below.
Additional Benefits
Access your accounts 24/7 and enjoy a suite of convenient features.
Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.
Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!
Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.
Monthly Fee |
None |
Minimum Opening Deposit |
$25 |
Minimum Balance Requirement |
$25 |
Deposit & Withdrawal Limitations |
None |
Dividends Compounded |
Quarterly |
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Month |
Drawing Date |
Prize Type |
Prize Amount |
# of Winners |
Dec |
Jan 16, 2024 |
Monthly |
$100 |
75 |
Quarterly |
$1,000 |
5 |
||
Jan |
Feb 15, 2024 |
Monthly |
$100 |
75 |
Feb |
Mar 15, 2024 |
Monthly |
$100 |
75 |
Mar |
Apr 15, 2024 |
Monthly |
$100 |
75 |
Quarterly |
$1,000 |
5 |
||
Apr |
May 15, 2024 |
Monthly |
$100 |
75 |
May |
Jun 17, 2024 |
Monthly |
$100 |
75 |
Jun |
Jul 15, 2024 |
Monthly |
$100 |
75 |
Quarterly |
$1,000 |
5 |
||
Jul |
Aug 15, 2024 |
Monthly |
$100 |
75 |
Aug |
Sep 16, 2024 |
Monthly |
$100 |
75 |
Sep |
Oct 15, 2024 |
Monthly |
$100 |
75 |
Quarterly |
$1,000 |
5 |
||
Annual |
$5,000 |
1 |
||
Oct |
Nov 15, 2024 |
Monthly |
$100 |
75 |
Nov |
Dec 16, 2024 |
Monthly |
$100 |
75 |
Holiday |
$500 |
10 |
||
Dec |
Jan 15, 2025 |
Monthly |
$100 |
75 |
Quarterly |
$1,000 |
5 |
||
Special |
$100 |
5 |
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Account |
Rate |
APY |
0.05% |
0.05% |
|
Saver's Sweepstakes |
0.05% |
0.05% |
APY is Annual Percentage Yield.
What’s the difference between Rate and APY?
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Is there a cap on how many entries members can earn for each drawing?
To keep things fair, the number of entries a primary account holder can earn is capped, regardless how much the account balance increases:
Drawing Type |
Statewide |
Credit Union |
Monthly |
6 entries max |
6 entries max |
Quarterly |
18 entries max |
18 entries max |
Annual |
72 entries max |
72 entries max |
Holiday |
72 entries max |
72 entries max |
How do withdrawals affect drawing entries?
When any withdrawal is made, the primary account holder forfeits Saver’s Sweepstakes prize drawing entries for that prize pool to the extent that the account balance decreases month-over-month. For example, if a member deposits $25 in a month, but then withdraws $5, the balance won’t increase enough to earn a drawing entry.
How often can someone win?
Once per drawing. For example, even though each statewide monthly drawing has multiple winners, one person cannot win two prizes in a single monthly statewide drawing.
Who is eligible to open Saver's Sweepstakes accounts?
- The primary account holder must be a credit union member with a membership share account.
- A minor may be a joint account holder if the primary account holder is eighteen (18) years old or older; or a minor may be the sole or primary account holder with a parent or legal guardian’s written permission; or a Saver’s Sweepstakes account for a minor may be held as a custodial account. Participating credit unions can establish their own policies on whether, and under what conditions, they will allow minors to hold accounts.
- The primary account holder must be a resident of Wisconsin, Minnesota or Illinois at the time of account opening, and continue to be a resident of those states. If he/she moves out of those states, becoming ineligible to participate in Saver’s Sweepstakes, the credit union must close the account.
- Only an individual can hold a Saver’s Sweepstakes account.
Who wins the prize if the Saver's Sweepstakes account is jointly owned?
Only the primary account holder is entered into prize drawings and is eligible to win a prize– regardless which account holder(s) made the deposits that earned entries into Saver’s Sweepstakes drawings.
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
[1] Some restrictions apply. See Account Terms Disclosure and Fee Schedule for full account details.