Benefits-packed checking account for the savvy shopper
Key Features
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Local business rewards program
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Roadside assistance
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Identity theft aid
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And more!
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
First Down Checking is the second in our lineup of new checking accounts that provide members with local and national rewards!
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Core Benefits
Access all the benefits listed in the comparison chart below from the BaZing website or mobile app.
Access to 42,000+ surcharge-free ATMs nationwide on the MoneyPass® and Alliance One ATM networks.
A local business rewards program where your debit or credit card purchase from participating businesses could be reimbursed.
Pay with your phone by connecting your FCCU debit or credit card to Google Pay, Apple Pay, or Samsung Pay.
Additional Benefits
Access your accounts 24/7 and enjoy a suite of convenient features.
Courtesy Pay & Overdraft Protection
Ditch excessive overdraft fees and avoid your card getting declined at the register.1
Pay all your monthly bills within Online & Mobile Banking.2
Having a checking account with a debit card will help you qualify for our patronage dividend at the end of the year!
Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.
Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.
Order checks online.
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Monthly Fee |
$6 per month |
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Minimum Opening Deposit |
$100 |
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Minimum Balance Requirement |
None |
[1] Member must apply for benefit and meet qualification criteria. Fees may apply, see fee schedule.
[2] Member must opt-in to benefit within online or mobile banking. Fees may apply, see fee schedule.
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Use your FCCU debit or credit card at locally owned businesses and your purchase could be reimbursed! |
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Buyer's Protection & Extended Warranty1,2 Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, using your BaZing checking account. |
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ID Theft Aid1,2 Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration. |
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Available 24/7 and free to use, up to $80 in covered service charges. |
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Health Savings Card Save money on prescriptions, eye exams, frames, lenses and hearing services. |
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Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. Cell phone bill must be paid using BaZing checking account. |
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Local discounts and national retailer deals to save you money on shopping, dining, travel & more. |
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$10,000 Travel Accidental Death Coverage2 Peace of mind for the unexpected. |
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Billshark3 Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need. |
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Great Interest on Your Checking Balance Our best checking rate. |
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Maintain a minimum $100 balance or enroll in direct deposits to waive the $7 monthly fee. Monthly fee is waived for members 21 and under. |
Only $6 per month. |
Maintain a $2,500 minimum balance, and we’ll waive the $9 monthly fee. |
[1] Subject to the terms and conditions detailed in the Guide to Benefits: Buyer's Protection, Cell Phone Protection, Personal Identity Theft, Roadside Assistance, Travel Accidental Death Insurance
[2] Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
[3] Billshark requires activation.
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.