First Down Checking

Benefits-packed checking account for the savvy shopper

Key Features

Local business rewards program
Roadside assistance
Identity theft aid
And more!

First Down Checking is the second in our lineup of new checking accounts that provide members with local and national rewards!

Account Details

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Core Benefits

BaZing Benefits

Access all the benefits listed in the comparison chart below from the BaZing website or mobile app.

Debit Card

Access to 42,000+ surcharge-free ATMs nationwide on the MoneyPass® and Alliance One ATM networks.

Buy Local Spend Local

A local business rewards program where your debit or credit card purchase from participating businesses could be reimbursed.

Mobile Wallet

Pay with your phone by connecting your FCCU debit or credit card to Google Pay, Apple Pay, or Samsung Pay.

Additional Benefits

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features.

Courtesy Pay & Overdraft Protection

Ditch excessive overdraft fees and avoid your card getting declined at the register.¹

Online Bill Pay

Pay all your monthly bills within Online & Mobile Banking.²

Member Loyalty Cash

Having a checking account with a debit card will help you qualify for our patronage dividend at the end of the year!

E-Statements

Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.

Save Automatically

Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.

Unlimited Check Writing

Order checks online.

Monthly Fee	$6 per month
Minimum Opening Deposit	$100
Minimum Balance Requirement	None

[1] Member must apply for benefit and meet qualification criteria. Fees may apply, see fee schedule.

[2] Member must opt-in to benefit within online or mobile banking. Fees may apply, see fee schedule.

Compare Checking Accounts

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Buy Local Spend Local

A local business rewards program where your debit or credit card purchase from participating businesses could be reimbursed.

Kickoff Checking

First Down Checking

Touchdown Checking

Buyer's Protection & Extended Warranty ^1,2

Items purchased using your BaZing checking account are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase.

Kickoff Checking

First Down Checking

Touchdown Checking

Identity Theft Aid ^1,2

Includes payment card fraud resolution, $2,500 in personal identity theft benefit, and identity restoration.

Available 24/7 and free to use, up to $80 in covered service charges.

Save money on prescriptions, eye exams, frames, lenses, and hearing services.

Kickoff Checking

First Down Checking

Touchdown Checking

Cell Phone Protection ^1,2

Pay your cell phone bill with your BaZing checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year).

Kickoff Checking

First Down Checking

Touchdown Checking

Local & Online Deals ³

Local discounts and national retailer deals to save you money on shopping, dining, travel, entertainment, and more.

Kickoff Checking

First Down Checking

Touchdown Checking

$10,000 Travel Accidental Death Coverage ²

Peace of mind for the unexpected.

Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

Kickoff Checking

First Down Checking

Touchdown Checking

Great Interest on Your Checking Balance

Our best checking rate.

Maintain a minimum $100 balance or enroll in direct deposits to waive the $7 monthly fee. Monthly fee is waived for members 21 and under.

First Down Checking

Only $6 per month.

Touchdown Checking

Maintain a $2,500 minimum balance, and we’ll waive the $9 monthly fee.

See More BaZing Benefits

[1] Subject to the terms and conditions detailed in the Guide to Benefits: Buyer's Protection, Cell Phone Protection, Personal Identity Theft, Roadside Assistance, Travel Accidental Death Insurance

[2] Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

[3] Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

[4] Billshark requires activation.

Resources

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