Debit Cards

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Core Benefits

Surcharge-Free ATMs

Withdraw money from over 42,000 surcharge-free ATMs on participating ATM networks nationwide.

Tap to Pay

Tap to pay with your credit card anywhere contactless payments are accepted.

Buy Local Spend Local

A local business rewards program where your debit or credit card purchase from participating businesses could be reimbursed.

Mobile Wallet

Pay with your phone by connecting your FCCU debit or credit card to Google Pay, Apple Pay, or Samsung Pay.

Toggle On/Off

Lose or misplace your debit card? Toggle your card on and off within online & mobile banking.

Instant-Issue Debit Card

Need a new debit card fast? Visit one of our branch locations to have a new one issued immediately.¹

Courtesy Pay & Overdraft Protection

Ditch excessive overdraft fees and avoid your card getting declined at the register.²

Change-Up Savings

Round up your purchases to the nearest dollar and we’ll deposit the difference into a higher-yield savings account.

Additional Benefits

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features.

Member Loyalty Cash

Having an active³ debit card will help you qualify for our patronage dividend at the end of the year!

Need to activate your debit card? Call 1-(800) 992-3808 to activate your card or to change your PIN.

Need to report your debit card lost or stolen? Call 1-833-462-0798.

Traveling soon? To protect your account, transactions on your debit card are monitored for suspicious activity— including locations that vary from your normal purchasing areas. To avoid declined transactions while traveling, please complete a Member Travel Notice or give us a call at (920) 563-7305 to let us know.

[1] Fee applies to instant issued debit cards. See current fee schedule.

[2] Member must apply for benefit and meet qualification criteria. Fees may apply, see fee schedule.

[3] Active is an average of 10 point-of-sale transactions per month and card open at year-end.