Grow your savings while maintaining access to your money
Key Features
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Higher balances earn higher rates
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Not affected by the market
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Unlimited access to your funds
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Sitting on $2,500 or more in your savings account? Open a Money Fund and earn a higher rate of return than a standard savings account— plus, get all the benefits of investing your money without market risks!
A Money Fund is perfect for members who want to…
- Earn competitive, tiered interest rates— the more you save, the more your earn!
- Maintain unlimited access to their money
- Retain the safety and security of NCUA Share Insurance
Looking for even higher rates? Check out Certificates, TBD Savings, and Goal Getter Savings.
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Core Benefits
Guaranteed Investment
Our Money Fund does not fluctuate with the market, which means that your investment is guaranteed!
Additional Benefits
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Monthly Fee |
$5, waived if monthy balance exceeds $2,500 |
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Minimum Opening Deposit |
$2,500 Compare us to other financial institutions who require minimum opening deposits to originate from another financial institution— but not us! |
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Minimum Balance Requirement |
None |
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Deposit & Withdrawal Limitations |
None |
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Dividends Compounded |
Monthly |
Members can write checks from their Money Fund Account. A free box of 50 checks is available upon request.
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Account Balance |
Rate |
APY |
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0.05% |
0.05% |
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$0 - $14,999.99 |
0.08% |
0.08% |
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$15,000 - $49,999.99 |
0.50% |
0.50% |
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$50,000 - $99,999.99 |
1.00% |
1.00% |
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$100,000 - $199,999.99 |
1.25% |
1.26% |
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$200,000+ |
1.50% |
1.51% |
APY is Annual Percentage Yield.
What’s the difference between Rate and APY?
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Best if you... |
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Want to plan ahead for unexpected expenses |
Are saving for a bigger purchase like a car, house, or education |
Maintain a balance of $2,500 or more |
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Benefits |
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Higher savings rate on balances $0 - $1,000 |
Higher savings rate on balances $0 - $15,000 |
Tiered savings rates increasing up to $200,000+ |
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Monthly Fee |
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None |
None |
$5, waived if monthly balance exceeds $2,500 |
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Minimum Opening Deposit |
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$5 |
$5 |
$2,500 |
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Minimum Balance Requirement |
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None |
None |
None |
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Deposit and Withdrawal Limitations |
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None |
None |
None |
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Dividends Compounded |
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Monthly |
Monthly |
Monthly |
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Sound like your kind of savings? |
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Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Some restrictions apply. See current fee schedule.