Plan ahead for those unexpected expenses that are “to be determined”
Key Features
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Higher rate on balances up to $1,000
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Unlimited access to your funds
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No minimum balance required
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
You know setting money aside for unexpected expenses is important, but saving for the unknown isn’t as glamorous and compelling as saving for something fun. That’s why we’ve designed this account to reward you for creating a nest egg so that you can navigate whatever life throws at you.
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Core Benefits
Higher Savings Rate
Enjoy 5.12% APY1 on deposits up to $1,000!
Additional Benefits
Access your accounts 24/7 and enjoy a suite of convenient features.
Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.
Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!
Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.
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Monthly Fee |
None |
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Minimum Opening Deposit |
$5 |
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Minimum Balance Requirement |
None |
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Deposit & Withdrawal Limitations |
None |
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Dividends Compounded |
Monthly |
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Account Balance |
Rate |
APY |
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0.05% |
0.05% |
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$0 - $1,000 |
5.00% |
5.12% |
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$1,000.01+ |
0.05% |
0.05% |
APY is Annual Percentage Yield.
What’s the difference between Rate and APY?
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Best if you... |
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Want to plan ahead for unexpected expenses |
Are saving for a bigger purchase like a car, house, or education |
Maintain a balance of $2,500 or more |
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Benefits |
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Higher savings rate on balances $0 - $1,000 |
Higher savings rate on balances $0 - $15,000 |
Tiered savings rates increasing up to $200,000+ |
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Monthly Fee |
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None |
None |
$5, waived if monthly balance exceeds $2,500 |
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Minimum Opening Deposit |
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$5 |
$5 |
$2,500 |
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Minimum Balance Requirement |
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None |
None |
None |
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Deposit and Withdrawal Limitations |
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None |
None |
None |
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Dividends Compounded |
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Monthly |
Monthly |
Monthly |
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Sound like your kind of savings? |
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Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Some restrictions apply. See current fee schedule.