Stock Market Basics
Published: 03/18/2022
Investing remains one of the four cornerstones of a strong financial foundation. And, learning how to do it can be both achievable and rewarding.
Read More
Spot's $ensible Savings Newsletter: Spring 2022
Published: 03/17/2022
Check out the latest edition of Spot's Newsletter!
Read More
Five Steps to Raising Money Smart Kids
Published: 03/16/2022
It's hard to learn the true value of money without actually having some money to save and spend. That's why setting aside a specific amount each week as an allowance for your children can be a good way to show them, among other things, that cash is a limited resource.
Read More
What To Do Before Refinancing Your Mortgage
Published: 02/09/2022
Refinancing your mortgage can be a great way to save money. You can potentially reduce your interest rate, your monthly payment and the total you?ll pay overall on the loan. Here?s how to navigate the refinancing process if you?re thinking of taking the plunge.
Read More
Is it the Right Time to Refinance Your Mortgage?
Published: 02/09/2022
The time might be right to refinance your mortgage. Mortgage rates are still right around three percent, and that?s low enough to save many people lots of cash. In one recent report, there were 11 million American homeowners who could lower their mortgage by .75 percentage or more. The same study found that of those eligible for lowering their mortgage rate, the average savings worked out to about $279 per month. Here?s everything to consider about refinancing.
Read More
Should You Borrow Against Your Home Equity?
Published: 02/09/2022
Amassing equity by paying down the mortgage on your property is a good thing. Equity refers to the amount of your home that you own. If your home is valued at $200,000 and you owe $100,000 on your mortgage, that means you have $100,000 in equity. One of the benefits of equity is that you can borrow against it. The question is, should you?
Read More