Let's get you behind the wheel with a low-rate
Whether you’re purchasing your first car, looking for a luxurious upgrade, or seeking the thrill of outdoor adventure, FCCU has an auto loan to get you behind the wheel!
We offer financing for a variety of vehicle options— be it a new or used car, truck, motorcycle, or even a recreational vehicle— our friendly and experienced loan officers will guide you through a quick pre-approval process and send you cruisin’ in no time.
{openTab}
Core Benefits
Refinancing Available
Looking to make a getaway from your current high-rate loan?
Substantial Savings Available
We offer GAP insurance, service contracts, and debt protection insurance that may save you money!
Additional Benefits
|
Brief Description |
An auto loan is an installment loan with a fixed amount of cash borrowed to purchase a new or used vehicle, or refinance an existing auto loan, and repaid over a set period of time. We offer secured auto loans, meaning that your vehicle is used as collateral on the loan. FCCU will keep the car title until you finsh paying off the loan, and then it's all yours! |
|
Options for Length of Term |
36 to 84 months, depending on the age of the vehicle; See our interest rates for more information. |
|
Repayment Terms |
You will make fixed, equal monthly payments based on the duration of the loan. Interest accrues at a rate based on your credit score and the term of the loan. You pay interest and principal with each contracted monthly payment (pre-payment is allowed). See your loan paperwork for any fees, like late fees, that could occur. |
[1] All loans must be current and cannot be delinquent twice throughout the current year. Mortgage loans must originate in the current year. Student and non-member commercial loans are not eligible for this portion.
{openTab}
We've partnered with the following local auto dealers so that you can finance your vehicle with FCCU without leaving the dealership. Simply pick out your new or used vehicle and tell the dealership that you would like your auto loan to be financed with FCCU.
You will sign your loan papers right at the dealership with the relief of knowing that your auto loan is still with your local credit union. Happy car shopping!
