Grow your savings while maintaining access to your money
Key Features
- Higher balances earn higher rates
- Not affected by the market
- Unlimited access to your funds
Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Sitting on $2,500 or more in your savings account? Open a Money Fund and earn a higher rate of return than a standard savings account— plus, get all the benefits of investing your money without market risks!
A Money Fund is perfect for members who want to…
- Earn competitive, tiered interest rates— the more you save, the more your earn!
- Maintain unlimited access to their money
- Retain the safety and security of NCUA Share Insurance
Looking for even higher rates? Check out Certificates, TBD Savings, and Goal Getter Savings.
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Core Benefits
Tiered Savings Rates
Enjoy tiered savings rates increasing up to $200,000+.
Guaranteed Investment
Our Money Fund does not fluctuate with the market, which means that your investment is guaranteed!
Additional Benefits
Access your accounts 24/7 and enjoy a suite of convenient features.
Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.
Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!
Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.
Monthly Fee |
$5, waived if monthy balance exceeds $2,500 |
Minimum Opening Deposit |
$2,500 Compare us to other financial institutions who require minimum opening deposits to originate from another financial institution— but not us! |
Minimum Balance Requirement |
None |
Deposit & Withdrawal Limitations |
None |
Dividends Compounded |
Monthly |
Members can write checks from their Money Fund Account. A free box of 50 checks is available upon request.
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Account Balance |
Rate |
APY |
0.05% |
0.05% |
|
$0 - $14,999.99 |
0.08% |
0.08% |
$15,000 - $49,999.99 |
0.50% |
0.50% |
$50,000 - $99,999.99 |
1.00% |
1.00% |
$100,000 - $199,999.99 |
1.25% |
1.26% |
$200,000+ |
1.50% |
1.51% |
APY is Annual Percentage Yield.
What’s the difference between Rate and APY?
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Best if you... |
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Maintain a balance of $2,500 or more |
Are saving for a bigger purchase like a car, house, or education |
Want to plan ahead for unexpected expenses |
Benefits |
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Tiered savings rates increasing up to $200,000+ |
Higher savings rate on balances $0 - $15,000 |
Higher savings rate on balances $0 - $1,000 |
Monthly Fee |
||
$5, waived if monthly balance exceeds $2,500 |
None |
None |
Minimum Opening Deposit |
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$2,500 |
$5 |
$5 |
Minimum Balance Requirement |
||
None |
None |
None |
Deposit and Withdrawal Limitations |
||
None |
None |
None |
Dividends Compounded |
||
Monthly |
Monthly |
Monthly |
Sound like your kind of savings? |
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Are you currently a member of Fort Community Credit Union?
If you are not currently a member of FCCU, please click “Continue” to proceed to the membership application. If you are already a member of FCCU, please log in to Online or Mobile Banking to create a new share account.
Some restrictions apply. See current fee schedule.