Base Savings | FCCU | Fort Atkinson, Jefferson, Whitewater, Watertown - WI

Savings accounts for every season and any reason

Account Details

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Benefits

Online & Mobile Banking.

Online & Mobile Banking

Access your accounts 24/7 and enjoy a suite of convenient features.

Skip the paper statements and go paperless, plus you’ll waive the $3 per month paper statement fee.

Member Loyalty Cash.

Member Loyalty Cash

Maintaining a minimum average total balance of $2,000 or more across your deposit accounts will help you qualify for our patronage dividend at the end of the year!

Save Automatically.

Save Automatically

Set up direct deposit to build your savings more efficiently and consistently. Check out our Payroll Deposit Guide for more information.

Regular Savings	Special Savings	Christmas Club Savings
Best if you...
Want to become an FCCU member-owner (all members are required to open a Regular Savings)	Want to separate funds into different “buckets” for simpler budgeting	Want to restrict access to your funds while you save for the holidays
Core Benefit
Access to all of FCCU’s member benefits!	Ability to separate funds into different basic savings accounts	Reduced temptation to spend funds outside of holiday season
Monthly Fee
None	None	None
Minimum Opening Deposit
$5	$5	$5
Minimum Balance Requirement
$5	None	None
Deposit and Withdrawal Limitations
None	None	Early withdrawal fee January 16 - September 30
Dividends Compounded
Quarterly	Quarterly	Annually

Interest Rates

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Account	Rate	APY
Regular Savings	0.05%	0.05%
Special Savings	0.05%	0.05%
Christmas Club Savings	0.05%	0.05%

APY is Annual Percentage Yield.
What’s the difference between Rate and APY?

See All Savings Rates

Resources

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Savings Accounts

Learn how different savings accounts can help pave the way to financial security.

Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers. It’s important that you understand how to make interest work in your favor.

Savings Calculator

With a savings account, your money grows over time based on how much you save each month, the interest rate on the account, and how long you save.

Emergency Funds

An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.

Envelope Budgeting [Cash vs. Digital]

Whether it's a cash or a digital envelope system, the envelope budgeting method is one way to help you budget your money.

Holiday Budgeting 101

Take the time now to create a holiday budget and avoid a post-holiday spending hangover.

Some restrictions apply. See current fee schedule.